SOCIAL SECURITY!!!
By far, the jewel of the Democratic party, is Social Security.
It is said, if you want to lose an election, all you have to do, is talk about tampering with social security.
It is the one government program, that is 'untouchable.'
This program, is the safety net that is in place for everyone, after they have retired, and supplements their pension, if they have one. At least, that is what it was supposed to be for.
The idea was, you work, and the government takes a certain amount of money out of your pay every week, and puts it in to an account for you. After you reached a certain age, you could begin to draw on those funds, and have a pretty decent life, in your 'golden years.'
If you will notice, I used the terms supposed, and was. This means that what
we have today, is another Democratic program, that has gone totally away from its designed purpose, and has become something, that threatens all of us, if we
don't get a handle on it.
How??? Because of the cost to keep it going, and amount of people that are paying in to it, versus the amount of people taking out of it.
Let me explain it like this. When it was first conceived, shortly after the depression, it was supposed to take a certain percentage out of everyone's pay check. At that time, the amount, taken out of one person's pay check, in one year, could, take care of two to three people, that had retired. So, the money was plenty. The age of retirement, was, about 58-62, I believe.
However, as time went on, the cost of living went up, and people began to live longer. With wages going up, as well, you would think that everything would stay the same, but, that was not to be the case.
Remember, I said that a person contributed to the program while they worked, and then withdrew their money, after they retired?? Well, a new kink, popped up in the system.
It centered, first, around spouses. Let's say that a person retired and was drawing social security, but died, about 1 year later. The plan, had no foresight, to take care of the spouse, the rest of her, or his, life. Certainly, she should have been entitled to the rest of the money her husband had paid in to the system.
In many instances, statistics say the women, usually outlive the men, by about 5 years. So, when this problem was addressed, all of a sudden, the rate of the amount paid in, versus the amount taken out, changed dramatically. Now, instead of the money from one individual, taking care of three others, the figure dropped to a one to one ratio. Meaning, that what I put in, essentially, was just enough to take care of me, and my spouse, alone. And, If I or my spouse, lived long enough, we would start taking out more money than what I had put in.
That little problem, was compounded, when children, were brought in to the formula.
Now, the same amount of money, being paid out to the spouse, and children, is now stretched out to about twice the time it was meant to realistically go.
So, what happened is money had to be borrowed from the accounts of others, to pay for the shortfalls that this family's,
problems brought to light.
Somebody gets injured on the job, and hasn't even worked a year, has the right to receive social security, if they can never work again.
The whole crux of the matter is, today, it takes, on average, 2 or more workers, to take care of one individual on social security. And, with the work force getting smaller, there is a very good chance, that if you are about 25, and working, in another 42 years or so, there won't be any left for you, if the present system isn't overhauled, quick.
The Democrats, in order to save it, have done, what should be considered, putting a bandage on the situation. They raised the age of eligibility, first, to 65, then to 67, and if they get their way, by the time you retire, it could very well be 70, or older.
It appears to me, that what they really want, is for most of us, to die, before we get a chance to enjoy, our own money. When they say, they are saving social security, what they should be saying is, they are saving it from us.
The Republicans, see the need to revamp the system, and the only way to do it, is to start allowing, those that are contributing to it, through taxes, to have some say so, as to where the money should be invested. After all, it is their money.
With the Democrats, seeing a loss of control over this 'gold mine', that they have had as their main cause, to be elected, they are starting to try to scare people, in to believing that the Republicans are the ones that want to eliminate it, all together.
The fact of the matter is, sooner or later, it isn't going to be there at all, because it will be totally bankrupt.
As it stands now, it has already been depleted so much so, that they are borrowing from our grandchildren's future money, to help pay for seniors today, to support them.
The Republicans want to allow workers, to put part of their money in to investments, that they (the individual) chooses, so that they can get a larger return, on their investment. That means, every individual, will control their own money, and destiny. Something the Democrats don't want.
They are fully aware that the system is bankrupt already, but that is the only hold on power that they have, since seniors, are the largest voting block in the nation, and in too many instances, the most gullible.
As we get up in years, we tend to lose our ability to rationalize, and recognize certain things, which the Democrats, want to keep us from seeing. They keep muddying the waters, by using fear and distortion, to keep all of us, in line with them, to our own destruction.
Private investments, as the Democrats know, bring back far greater returns on our money, than the government could ever give us, as much as 2 to three times more than government interest, so the idea is sound. But, they don't want you to know that. and if you aren't educated, then they have you just where they want you.
I will be addressing this conspiracy later in this letter.
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LIBERAL DEMOCRAT CONSPIRACY, IT'S REAL FOLKS
CRIME
EDCATION IN AMERICA
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